PF Balance Check: Easy Ways to Check Your EPF Balance Online

Learn easy ways to perform a PF balance check online via EPFO portal, UMANG app, SMS, missed call, and WhatsApp. Stay updated with your EPF savings!

PF Balance Check: Know Your Provident Fund Balance

Keeping track of your PF balance is essential to ensure you’re aware of your savings and can plan your financial goals accordingly. Whether you’re saving for the future, planning an emergency fund, or simply want to check if your employer is making timely contributions, knowing your PF balance check options is crucial.

Let’s break it down and explore how you can check your EPF balance easily without any hassle.

What is PF Balance?

Before we dive into the methods to check your PF balance, let’s first understand what it actually means. Your PF balance refers to the total amount accumulated in your Employee Provident Fund (EPF) account, which consists of contributions from both you and your employer. This amount grows over time with monthly contributions and accumulated interest, serving as a significant financial cushion for your retirement or other long-term needs.

Whenever your employer deposits their share and deducts yours from your salary, it gets added to your PF account. The balance includes both these contributions plus the interest earned on the accumulated amount, making it a reliable and valuable savings tool.

PF balance check Portal

How to Check PF Balance?

Gone are the days when you had to visit the EPFO office and stand in long queues just to get a simple update on your PF balance. Thanks to technology, you can now check your PF balance from the comfort of your home through multiple convenient methods. Here are the top ways to check your PF balance quickly and effortlessly:

1. Via EPFO Portal

You may easily check your PF balance online at the official EPFO website (epfindia.gov.in). Here’s how:

  1. Visit the EPFO member portal.
  2. To log in, enter your Universal Account Number (UAN) and password.
  3. Select the ‘Passbook’ option after logging in.
  4. The specifics of your contributions and interest will be shown, along with your PF balance.

This method is ideal if you’re comfortable using online portals and have access to your UAN details.

2. Using UMANG Mobile App

The UMANG (Unified Mobile Application for New-age Governance) app is another convenient way to check your PF balance. Here’s how to do it:

  1. Download the UMANG app from Google Play Store or Apple App Store.
  2. Register using your mobile number linked to your UAN.
  3. Search for ‘EPFO’ services within the app.
  4. Select ‘View Passbook’ to see your balance details instantly.

This method is great if you prefer using your smartphone and want to check your PF details on the go.

3. Through SMS Service

If you don’t have access to the internet, you can simply send an SMS to get your PF balance details. Here’s the process:

  • Send an SMS in the format EPFOHO UAN ENG to 7738299899.
  • Replace ‘ENG’ with your preferred language code (e.g., ‘HIN’ for Hindi, ‘TAM’ for Tamil).
  • You’ll receive an SMS containing your PF balance details.

This method works best if you’re looking for a quick update without internet access.

4. By Giving a Missed Call

EPFO also offers a missed call service that allows you to check your PF balance instantly. Just follow these steps:

  • Dial 9966044425 from your registered mobile number.
  • After a few rings, the call will automatically end.
  • You’ll receive an SMS with your PF balance details.

This is an easy, cost-free option for those who prefer phone-based services.

5. Through WhatsApp Service

EPFO has recently introduced WhatsApp-based services to check your PF balance. You can message your regional EPFO WhatsApp helpline number with your UAN, and you’ll receive an instant reply with your balance details.

This is a convenient option for those who prefer messaging apps over traditional methods.

6. Common Issues Faced When Checking PF Balance

Sometimes users encounter problems when trying to check their PF balance. Common issues include:

  • Incorrect UAN or password leading to login failures.
  • Mobile number not linked to UAN, preventing access to SMS or missed call services.
  • Delays in updates if employers haven’t deposited contributions.

If you face any of these issues, ensure your details are updated on the EPFO portal or contact your employer for assistance.

7. Through Your Employer

If none of the above methods work for you, you can always reach out to your employer’s HR department. Most organizations maintain detailed PF contribution records and can provide balance updates upon request.

Related Information You Should Know

Apart from checking your PF balance, there are a few other things that you should keep in mind regarding your EPF account:

  • Interest Rate Updates: EPFO declares interest rates annually, which can impact your savings growth.
  • UAN Activation: Ensure your UAN is activated and linked to your Aadhaar, PAN, and bank details for seamless access.
  • Withdrawal Rules: Partial withdrawals are allowed under specific conditions such as medical emergencies, home purchases, or education.
  • Nominee Details: Always keep your nominee information updated to avoid complications in case of any unforeseen events.

Latest Information on PF Balance Check

As of the latest updates, EPFO has been working on enhancing its online services to provide more transparency and user-friendly experiences. Recent changes include:

  • Increased Security: Two-factor authentication is being rolled out for added security while checking balances online.
  • Faster Processing: Claim settlements are now faster, and EPFO aims to credit funds within a few days.
  • New UMANG Features: The mobile app has introduced new features for better tracking of claims and balances.

Make sure to stay updated with these changes to make the most out of your PF account.

FAQs About PF Balance Check

1. How can I check my EPF balance without UAN?
You cannot check your EPF balance online without UAN. However, you can inquire through your employer.

2. Is there any fee for checking PF balance through missed call or SMS?
No, EPFO provides missed call and SMS services free of charge.

3. How frequently is the PF balance updated?
Your PF balance is updated monthly once the employer deposits the contribution.

4. What should I do if my PF balance is not showing correctly?
You should contact your employer or raise a grievance on the EPFO portal to get it corrected.

5. Can I check my PF balance if I have switched jobs?
Yes, you can check your PF balance if your UAN is linked to your new employer’s PF account.

6. Is it safe to check my PF balance online?
Yes, checking your PF balance through the official EPFO website or UMANG app is completely safe and secure.

Keeping track of your PF balance check regularly helps you stay informed about your savings and make informed financial decisions. Whether you prefer using online services, mobile apps, or traditional methods, checking your balance has never been easier. Stay informed, stay secure, and take control of your EPF savings today!

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57 thoughts on “PF Balance Check: Easy Ways to Check Your EPF Balance Online”

    • two steps , approach your company administration and ask your details. they are given.
      2nd one if you are register in uan portal, by using UAn number to know your PF account details…

      Reply
    • two steps , approach your company administration and ask your details. they are given.
      2nd one if you are register in uan portal, by using UAn number to know your PF account details…

      Reply
    • without your mobile number you cannot do anything in online. you should re active your mobile number first..

      Reply
  1. sir ,mam

    i forget my pf registered mobile number then not use currently so what can i do other option

    Reply
    • yes sir, while before you have register your mobile number in app or sms service or misscall service, these services are without uan services…

      Reply
  2. I have resigned from the institution on 30.06.2013 and I don`t know the UAN no. How can I get my money back

    Reply

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